Free 3 Marla Plot
Free 3 Marla Plot in AZAG Scheme Owning a home is a dream for millions of low-income families in Pakistan. To turn this dream into reality, the Punjab Government has introduced a revolutionary program titled Apni Zameen Apna Ghar AZAG and Apna Chhat Apna Ghar ACAG This scheme, personally initiated by Punjab’s Chief Minister Maryam Nawaz, is designed to support the most deserving and needy citizens. Under this scheme, 3 marla residential plots will be allotted free of cost, and an interest-free loan of up to 1.5 million will be provided to help people build their own homes.
The objective is to provide shelter to those who have never had the financial capacity to buy land or construct a house. The application process has been made extremely simple and inclusive both online and offline so that every eligible person can participate. Let’s explore complete details about the program, eligibility, and how you can register today.
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Features of Apni Zameen Apna Ghar Scheme
The AZAG and ACAG schemes include multiple facilities to benefit poor and deserving families:
- Free 3 marla residential plots across Punjab
- Interest-free loan of Rs. 1.5 million for house construction
- Monthly installment of Rs. 14,000 for 7 years
- Open to people with income less than Rs. 50,000 per month
- Transparent allotment through 8-member district committees
- No registration fee or hidden charges
- Online and offline registration both available
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Who Can Apply for the Scheme?
This scheme targets individuals who have no property, no stable income source, and no financial assistance. Applicants must be Pakistani citizens residing in Punjab and should not already own land or a house. Priority will be given to:
- Widows and orphan families
- Daily wage workers and laborers
- Disabled persons and low-income households
- Applicants earning less than Rs. 50,000 per month
The government has clearly defined that no influence or favoritism will play a role in the registration or allotment process. Every name will be added to a draw system after document verification to ensure transparency and fairness.
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Online Registration Process Step-by-Step Guide
If you have access to the internet, registering online is the most convenient option. The government has opened a dedicated online portal where you can apply from your home using your mobile or computer. The steps are:
- Visit the official website of Apni Zameen Apna Ghar scheme
- Click on the Registration button
- A digital form will appear; fill in your CNIC, name, and other details
- Enter a valid email address and verify it
- Choose the option to apply for the loan along with the plot
- Submit the form and wait for confirmation
After submission, your details will be verified by the relevant authorities. If found eligible, your name will be added to the official draw list. The draw results will be announced publicly on the portal.
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Offline Registration at DC Office An Alternative for Remote Areas
To ensure that rural and remote area citizens can also apply easily, the government has made arrangements at all Deputy Commissioner (DC) offices in Punjab. A dedicated AZAG helpdesk is available at these offices where citizens can:
- Collect and fill out the registration form manually
- Submit CNIC and supporting documents
- Register without any cost or middleman involvement
This option is particularly useful for people who don’t have access to smartphones, internet, or digital literacy. The entire process is supervised and monitored for transparency.
Plot & Loan Approval Process
Once a person’s name is selected from the draw, they will first receive the 3 marla residential plot in their name. After that, their loan process will begin. Applicants will need to submit additional documentation for the Rs. 15 lakh (1.5 million) loan.
This loan is completely interest-free and meant only for home construction. The payment schedule is very manageable:
- No payments for the first 3 months (grace period)
- Monthly payment: Rs. 14,000
- Loan repayment duration: 7 years
All payments must be made on time, and failure to pay three consecutive installments may lead to cancellation of the facility. However, for those who are punctual, this is a life-changing opportunity.
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Application Screening and Draw System
After the registration phase is complete, the government will conduct a computerized draw. All eligible applicants will be screened based on their income, land ownership records, and family status. Only genuine applicants will make it to the final list.
- Computerized draw ensures fair selection
- Lists will be uploaded to the official website
- Selected individuals will receive calls or SMS from government numbers only
No physical visits from agents will be made, and applicants are advised not to trust anyone who asks for money or personal data.
Important Instructions for Applicants
- Do not pay any fee for registration this scheme is 100% free
- Only apply through official channels (online portal or DC office)
- Beware of fraudsters and fake messages asking for money
- Keep a copy of your application confirmation for reference
- Do not submit multiple applications from the same CNIC
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Conclusion
The Apni Zameen Apna Ghar and Apna Chhat Apna Ghar schemes aim to provide housing facilities to those people in Pakistan who have been forced to live in rented homes for years or have no place to call their own. This initiative by the government is a historic step that has the potential to transform the lives of millions of families.
If you are among those deserving individuals, don’t miss this opportunity. Register today so your name can be included in the official draw. This chance may not come again with no fee, no recommendation, and purely based on your genuine need, a new home can change your entire life.
Frequently Asked Questions
What is the Apni Zameen Apna Ghar (AZAG) Scheme?
The AZAG scheme is a housing initiative launched by the Punjab Government under Maryam Nawaz’s leadership. It offers free 3 marla plots and an interest-free loan of Rs. 1.5 million to low-income families for house construction.
Who is eligible to apply for this scheme?
You can apply if:
- Your monthly income is less than Rs. 50,000
- You do not own any land or house
- You are a resident of Punjab
- You belong to a labor class, are disabled, or are a widow/orphan
Is there any registration fee for this program?
No. Registration for both the plot and loan is 100% free. Any message asking you to pay is fake.
How can I apply online?
Visit the official government website for the AZAG scheme. Fill out the form, verify your email, and submit your CNIC and other required details. After successful registration, wait for confirmation and draw results.
Can I apply if I don’t have internet access?
Yes. You can go to your local Deputy Commissioner (DC) office where a helpdesk has been set up. Submit your documents and register manually without any fee.
How much loan is provided and what are the repayment terms?
You can get an interest-free loan of Rs. 15 lakh (Rs. 1.5 million). The repayment is:
- Monthly installment: Rs. 14,000
- Duration: 7 years
- First 3 months: Grace period with no payments
How will the recipients be selected?
All applications go through a verification process. A computerized draw is then conducted to fairly select the recipients. The final list will be uploaded on the official portal.
Can one person submit multiple applications?
No. Submitting more than one application using the same CNIC is not allowed and may lead to disqualification.
How will I know if I’m selected?
If you’re selected, your name will appear in the draw result list on the website. You may also receive an SMS from an official government number.
Is this scheme available in all districts of Punjab?
Yes. The scheme is open to eligible applicants across all districts of Punjab, and the allocation process is handled by the district-level 8-member committees.