3 Marla Plot in Apni Zameen Apna Ghar Scheme
3 Marla Plot in Apni Zameen Apna Ghar Punjab government has introduced a major opportunity for the province’s low-income families through the Apni Zameen Apna Ghar scheme. Launched by Chief Minister Maryam Nawaz Sharif in May 2025, this initiative aims to address the housing crisis by offering free 3 Marla residential plots to homeless individuals and families across Punjab. This project is designed to empower underprivileged citizens by giving them land worth between 18 to 25 lakh rupees not just as a handout but as a foundation for building a better life.
With the launch of the official e-portal on May 1, 2025, applications are now being accepted and will remain open till the end of May. Interested and eligible individuals are encouraged to apply as soon as possible to avoid missing this limited-time opportunity. The scheme also offers interest-free loans to help plot owners construct homes, making it easier than ever for the poor to own property in Punjab.

You Can Also Read: 3 Marla Plots Scheme AZAG Punjab Eligibility Criteria
Overview of Apni Zameen Apna Ghar Scheme
To help you understand the main advantages of the scheme, here are the key highlights:
- Free 3 Marla plots worth Rs. 18 to 25 lakh
- E-portal live from May 1, 2025 at azag.punjab.gov.pk
- Registration open for one month only
- 2,000 plots in 23 housing schemes across 19 districts
- Rs. 36 billion interest-free loan fund for house construction
- Priority given to orphans, widows, disabled persons, and laborers
You Can Also Read: AZAG Program Registration Fee 2025 And Full Details
A Lifeline for the Poor CM Maryam Nawaz’s Vision
The Apni Zameen Apna Ghar scheme is an extension of the earlier Apni Chhat Apna Ghar initiative, which has already helped thousands of families construct safe housing. This new program goes one step further by actually providing land ownership to qualified families — a major step toward eliminating homelessness in Punjab.
During the launch ceremony, Chief Minister Maryam Nawaz emphasized the importance of providing housing security to vulnerable populations. She described this project as a practical effort to support those who have long been ignored in the housing sector. According to the official announcement, more than 34,000 houses are currently under construction, and 2,000 homes have been completed within just six months. On average, 300 new homes are being initiated every day under this housing initiative.
You Can Also Read: AZAG Program Application Process
Plot Distribution Locations
In the first phase, the government will distribute plots across the following districts:
- Jhelum
- Pattoki
- Mamun Kanjan
- Lodhran
- Renala Khurd
These districts were selected based on housing demand and availability of government land, with the goal of expanding to more areas in the next phases.
Who Can Apply Eligibility Criteria
The government has introduced a strict but fair set of criteria to ensure that only truly deserving citizens benefit from this opportunity. You are eligible to apply if:
- You are a permanent resident of Punjab
- You do not own any property anywhere in Pakistan
- You are registered with the National Socio-Economic Registry NSER
- Your monthly family income is below Rs. 50,000
In addition to these conditions, priority will be given to:
- Widows
- Orphans
- Differently-abled individuals
- Daily wage laborers
The inclusion of NSER registration ensures transparency and accurate targeting of Pakistan’s low-income population.
You Can Also Read: Check AZAG Program Status After Submitting Application
How to Apply In Apni Zameen Apna Ghar Program Step-by-Step Process
Applying for the scheme has been made simple through the official e-portal and local government offices. Here’s how to complete your application:
Online Application Process:
- Visit the official website: https://azag.punjab.gov.pk
- Click Apply Now and register with your CNIC
- Fill out the application form with correct personal and family details
- Upload necessary documents, including:
- NSER registration proof
- Income certificate
- CNIC copy
- Submit the form and note your tracking/reference number for future updates
Offline Application Support:
- Visit your nearest Deputy Commissioner (DC) Office
- Find the dedicated Apni Zameen Apna Ghar registration desk
- Get guidance from staff to fill out and submit your application
All applications, whether online or in-person, will be verified by local authorities and processed centrally.
You Can Also Read: AZAG Registration Problem File
Last Date to Apply In Azag Punjab
The registration period started on May 1, 2025, and will continue till the end of May. No official extension has been announced yet. Since only a limited number of plots (2,000) are being distributed in the first phase, the earlier you apply, the better your chances of securing a plot. Those who delay may lose the chance or face longer processing times in the next phase.
Construction Support Through Interest-Free Loans
To ensure that plot holders don’t just receive land but are also able to build homes, the Punjab Government has announced a Rs. 36 billion loan package. This amount will be distributed among 33,500 beneficiaries, helping them start and complete the construction process without the burden of traditional loans.
Loan support details include:
- Interest-free loans for home construction
- Affordable monthly installment plans
- Government-supervised disbursement and verification
- Designed to support long-term homeownership
This makes it easier for families to move from land ownership to living in a fully built home.
Program Progress and Future Expansion
The Punjab government’s rapid progress shows how seriously this scheme is being implemented. With 2,000 homes already completed, and more than 34,000 in progress, the Apni Zameen Apna Ghar program is more than a promise—it’s a working system. The success of this phase is expected to lead to a second and third phase with expanded eligibility and district coverage.
Conclusion
The Apni Zameen Apna Ghar scheme is more than a housing project—it is a pathway to stability, dignity, and a better life. By offering free plots and financial assistance for construction, the Punjab Government has taken a major step to end homelessness in the province.
If you are eligible, this is your chance to own a home. The application process is straightforward, the support is real, and the impact can be life-changing. Apply before the end of May 2025 and give your family the future they deserve.